Turns out, people chose not to buy into Obamacare, because it costs too much & covered too little! No one wants to be forced into buying crappy insurance!
Repealing the mandate would, of course, induce at least some to drop their individual policies. Those who decline coverage are more likely than not in reasonably good health, leaving the insurance pool worse off. But the effect on premiums would likely be small. Healthy people have generally refused Obamacare policies because they cost too much and cover too little. Tax penalties have not altered that value proposition. As premiums have risen, the mandate’s power and reach have waned. Congress should finish the job and repeal a mandate that already is repealing itself.